Todd M. Farrar

Managing Partner | Mississippi Gulf Coast Personal Injury Attorney

Todd M. Farrar is a managing partner at HFFR Injury Attorneys, formerly Haug, Farrar, Franco & Ruiz, PLLC. He represents injury victims and families across the Mississippi Gulf Coast and Gulf South in serious personal injury and wrongful death cases, including car accidents, 18-wheeler and commercial trucking collisions, motorcycle crashes, slip-and-fall and trip-and-fall incidents, medical malpractice, pharmacy negligence, uninsured and underinsured motorist claims, and other complex injury matters.

For Todd, personal injury law is personal. When he was in eighth grade, he and his father were hit head-on by a drunk driver on Highway 43 in Mississippi. His father’s long recovery, pain, and lasting limitations gave Todd an early understanding of how one careless decision can change an entire family’s life. That experience continues to shape the way he represents clients today: by listening carefully, explaining the process clearly, and preparing every case with the evidence, medical proof, and trial focus needed to demand accountability.

Todd is known for being direct, persistent, and practical. Clients often come to HFFR after the worst day of their lives, facing medical bills, missed work, insurance adjusters, and uncertainty about the future. Todd’s goal is to take that pressure off his clients while building a case that fully accounts for what they have lost — physically, financially, and personally.

As a trial lawyer, Todd understands how insurance companies evaluate injury claims and how to position a case for settlement or trial. He focuses on proving liability, damages, causation, and the real-world impact an injury has on a client’s life. Whether the case involves a commercial vehicle crash, unsafe property condition, negligent medical care, or disputed insurance coverage, Todd works to make sure his clients are not treated like just another claim number.

Todd has been selected to Super Lawyers Rising Stars for 2022–2024 and has been recognized by The National Trial Lawyers: Top 40 Under 40. He earned his law degree from Louisiana State University Paul M. Hebert Law Center in 2011 and his undergraduate degree from Mississippi State University in 2008. He is licensed in Louisiana and Mississippi and is active in legal and civic organizations throughout the Gulf Coast region.

Outside the office, Todd lives in Ocean Springs with his wife, Amy, and their children. He enjoys coaching youth sports, fishing, boating in the Mississippi Sound, and staying involved in the local community.

If you or someone you love has been seriously injured, Todd and the team at HFFR Injury Attorneys are ready to listen, explain your options, and fight for the compensation you deserve.

EDUCATION

Louisiana State University, Paul M. Hebert Law Center, J.D., 2011

Mississippi State University, B.S.B.A., 2008

BAR ADMISSIONS

Mississippi, 2012

Louisiana, 2011

LEGAL, PROFESSIONAL, AND CIVIC AFFILIATIONS

Mississippi Association for Justice

American Association for Justice

American Bar Association

Louisiana Bar Association

Mississippi Bar Association

Jackson County Bar Association

The National Trial Lawyers: Top 40 Under 40

Ocean Springs Yacht Club

Mississippi Gulf Coast YMCA

Friends of Jackson County Animal Shelter

Krewe of Neptune

Coastal Conservation Association - Government Relations Committee

Coaching Ocean Springs, St. Alphonsus, and/or YMCA youth teams in soccer, baseball, flag football, and basketball

Notable Settlements Over the Last Few Years

$1,000,000 Recovery (Policy Limits) — Condominium Premises Liability & Paraplegia

Case Summary: A construction contractor damaged a balcony bannister and handrail at a condominium complex, creating a severe structural hazard. Both the contractor and property management failed to repair or adequately barricade the dangerous area. As a result, the client fell through the compromised railing, suffering catastrophic injuries that resulted in paraplegia. HFFR successfully secured the full $1,000,000 insurance policy limits.

$725,000 Settlement — National Furniture Chain Loading Dock Hazard

Case Summary: Action brought against a national furniture retailer that failed to install building code–mandated safety guardrails along its commercial loading dock platform. The client fell off the unprotected edge, sustaining severe orthopedic injuries to his leg that required external fixation, knee replacement surgery, and multi-stage surgical repair.

$315,000 Settlement — Mississippi Casino Slip & Fall Injury

Case Summary: Premises liability claim against a Mississippi Gulf Coast casino property following a hazardous slip-and-fall incident. HFFR demonstrated the property owner's negligence in maintaining safe walkways, securing a $315,000 recovery for the client’s severe physical injuries and medical expenses.

$725,000 Total Combined Recovery — Commercial Property Vehicle Impact

Case Summary: An independent contractor was performing work on a commercial property when the property manager, conducting a morning vehicle check, failed to yield and pinned the client against his work trailer. The impact caused severe, lifelong leg damage requiring multiple reconstructive surgeries. HFFR stacked multiple insurance policies to maximize the client's recovery: $650,000 from the commercial liability carrier, $25,000 (policy limits) from the driver's liability coverage, and $50,000 (policy limits) from the client's UIM coverage.

650,000 Settlement — Gulfport Commercial Utility Truck Rear-End Collision

Case Summary: A client was rear-ended in Gulfport, Mississippi, by a commercial utility vehicle. The high-impact collision caused severe lumbar spine injuries, requiring extensive medical intervention including epidural steroid injections and revision lumbar decompression surgery.

435,000 Settlement — Rear-End Work-Zone Impact on Sanitation Worker

Case Summary: A distracted driver failed to yield and rear-ended a stationary garbage truck, pinning a sanitation worker who was riding on the rear step. The crushing impact resulted in extensive leg and knee injuries requiring complex orthopedic surgical care.

$263,000 Settlement — Distracted App-Based Delivery Driver Collision

Case Summary: A delivery driver operating for a food delivery app-based company was distracted by a mobile navigation/order application while driving, leading to a collision with the client's vehicle. HFFR held the delivery platform driver accountable, securing $263,000 for the client’s spinal injuries.

$260,000 Settlement (Policy Limits) — Drunk Driving Rollover Collision

Case Summary: The client was a passenger in a vehicle operated by an intoxicated driver who lost control at high speed, causing a single-vehicle rollover crash. The client sustained severe foot and ankle trauma requiring a complex surgical foot fusion. HFFR successfully recovered $260,000, representing the maximum Uninsured/Underinsured Motorist (UIM) policy limits.

$405,000 Settlement — High-Impact Car Collision

Case Summary: Successful recovery on behalf of a driver who suffered extensive lower extremity injuries in a major motor vehicle collision, securing compensation for substantial medical bills, lost wages, and pain and suffering.

$275,000 — Commercial Automobile Collision

Case Summary: Client was a front-seat passenger in a vehicle. An underinsured driver, in an F250 failed to yield the right-of-way while turning left onto a county highway, striking the front driver’s side of the vehicle our client occupied. Client suffered knee injuries including a horizontal medial meniscus tear, an acute ACL sprain progressing to a full-thickness ACL tear, joint effusion, and chondromalacia.

Todd Farrar has handled a wide range of legal matters throughout his career, both at HFFR and prior to joining the firm. His experience includes:

1,300+ legal matters and cases handled at HFFR, with 2,300+ matters handled throughout his career.
450+ personal injury cases handled at HFFR, including 400+ auto accident cases. Including his prior experience, he has handled approximately 650+ personal injury cases.
550+ criminal defense cases handled at HFFR, with approximately 1,550+ criminal defense cases handled throughout his career.